No W-2?

No Problem!

Learn how Bank Statement loans help self-employed people buy homes

What is a Bank Statement Loan?

A bank statement loan allows borrowers to use personal or business bank statements (typically 12 or 24 months) to verify income instead of traditional documents like pay stubs or W-2s. It's ideal for those with strong cash flow but complex tax filings.

Quick Facts:

No tax returs or W-2s needed
Great for business owners and freelancers
Loan based on actual deposits, not deductions
Purchase, refi, or cash-out options
Simplifies qualifying for complex incomes

How it Works

1. Apply

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2. Submit Docs

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3. Get Qualified

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4. Approval

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Why Choose a Bank Statement Loan?

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Who are Bank Statement Loans for?

BUSINESS OWNERS

STILL NOT SURE?

Frequently Asked Questions

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Question 1: How do you lorem ipsum?

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Question 2: What do you lorem ipsum?

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Question 3: When can I lorem ipsum when I buy?

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Question 4: What if I feel stuck with lorem ipsum?

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Contact Info

(949) 612-4479

[email protected]

Helpful Links

Accesibility Statement

Licensing

E Mortgage Capital – NMLS #1416824

Matt Moghaddam – NMLS #2635603

Equal Housing Lender.

E Mortgage Capital – NMLS #1416824

Matt Moghaddam – NMLS #2635603

Equal Housing Lender.

This is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines, and property eligibility. Rates, terms, and conditions are subject to change without notice and may not be available in all states. Licensing information is available at www.nmlsconsumeraccess.org.

By submitting your information on this website, you consent to be contacted by phone, SMS, and email, even if you are on a federal or state Do Not Call list. Consent is not a condition to purchase goods or services.

Information provided on this site is for informational purposes only and should not be considered legal or financial advice. Please consult with licensed professionals for guidance specific to your situation.